Why should I get my loan through DirectLoanSource.com?
DirectLoanSource.com offers you lower rates and faster approvals than most other companies. Our rates are consistently the lowest in the nation and we can usually approve a loan within 24 hours of receipt of all documentation.

What other advantages does DirectLoanSource.com offer me?
You’ll be served by an experienced, established and financially strong company you can trust. A company that will treat you with respect, courtesy and absolute integrity. Our Loan Advisors are exceptional at helping you identify the loan that is most advantageous to your goals and financial situation.

Anything else I should know about DirectLoanSource.com?
You should know that DirectLoanSource.com is one of the few companies that offers conventional, FHA and cash out loans. DirectLoanSource.com offers a wide variety of programs including 100% financing, no assets, limited doc loans and less than perfect credit loans. We’ll do everything we can to help you get the loan you require.


    Can I get pre-approved for a loan before I choose a house to buy?
Absolutely. In fact, it’s smart to have a pre-approval letter to show the realtor or home seller when you find a house you’d like to buy. A pre-approval letter evidences you’re a serious buyer and indicates the approximate loan amount you can afford. Pre-approval is determined by providing income, expense and asset information and running your credit report.

How do I determine how much I can afford for mortgage payments?
Use the Affordability Calculator to get a quick estimate. This is an easy way to calculate the ratio, the amount of your monthly bills, plus the projected mortgage payment to your monthly net income. Use the calculator as often as you wish with different scenarios until you are satisfied with the result.

Is my personal financing information safe if I use the calculators and complete the application?
Yes. DirectLoanSource.com employs sophisticated web-security technologies and maintains a privacy policy of the highest standard. Feel free to use the calculators as often as you wish, anonymously, as we do not collect this information. Be assured, too, that when you submit an online application to us that we do not share it with anyone. It’s confidential information between you and us.

How do I submit an application?
Just click Apply Here. The application is easy to complete. If you need help, just call and a Loan Advisor will assist you by phone. Once all your information is entered correctly, just click “Submit.” 		 
  Who will contact me once I have submitted an application?
When you submit an application to DirectLoanSource.com, you’ll be assigned a Loan Advisor who will answer your questions and collect any additional information necessary to expedite your application through the loan process. This person will be your primary contact at DirectLoanSource.com. You can communicate with your personal Loan Advisor at any time by email, phone or by regular mail. How responsive are we? When you submit your application online and include the phone number at which you can be reached, your Loan Advisor will call you within minutes to introduce him/herself and confirm our receipt of your application. That’s the kind of attentive, responsive service you can expect from DirectLoanSource.com.
  How will I know what my loan interest rate is and when do I get it?
Once your application and all documentation are received by DirectLoanSource.com, we will notify you via email that everything is in order and provide you with your interest rate. You can then lock-in--at no cost to you -- for 30, 45 or 60 days. Rate locks for periods beyond 60 days may require an up-front fee, or you can get it right here on-line.
  Who will order the home appraisal and when will it happen?
DirectLoanSource.com will order the appraisal once all your documentation has been received and reviewed by us. We will notify you when the appraisal has been completed. This is the only out-of-pocket expense.
  I’ve had credit problems in the past, should I forget about buying a home?
Absolutely not. Call and talk to one of our Loan Advisors. We can determine if any previous or current credit problems might disqualify you from applying at this time and provide direction on how you can resolve those problems and improve your credit worthiness. The important thing is to call us. We offer a variety of mortgage programs for people with less than perfect credit and we will do everything we can to get you the loan you need.

How can I make sure the information on my Credit Report is correct?
Your Credit Report reflects the information reported to the credit bureaus by each of your creditors. The information changes each time something is added or deleted from your credit file. For example: paying off an account,ng a new credit account or making a late payment on one of your accounts will appear on your credit record. To be certain your credit file is correct, request a copy of your credit report periodically. If you think an entry is in error, notify the appropriate credit bureau and ask that errors be corrected.
 
     
     
 
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